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Not to mention clients in Arizona who can now also get our Arizona legal funding sent via our free ACH funding-giving you more ACH options: banks and cash cards. The same thing goes for our Georgia and Florida lawsuit funding. In our home state of Texas and its neighbor, the state of Oklahoma, we only provide pre-settlement funding and not settlement loans-so much better-it’s a risk-free lawsuit cash advance on your case! So you can get more of the legal funding cash you need without worry!™ Not to mention, pre-settlement loan companies can pursue you with debt collectors even if you lost your case.™ But that’s something you don’t have to worry about with Express Legal Funding! The big sign of an untrustworthy lawsuit funding company is that they broadly advertise “lawsuit loans.” In Texas, like most states, these “lawsuit loan companies” misrepresent themselves as lenders regulated by the Texas Office of Consumer Credit Commissioner. It can help you best decide from what company to get legal funding. One thing to keep an eye out for is what other legal funding companies choose for the wording on their websites. The money must be borrowed as a pre-settlement loan from a lender licensed by The Missouri Division of Finance. Like in Missouri, it is a loan and can’t be non-recourse funding. That’s why accident victims in Texas should always get help from Express Legal Funding instead of an out-of-state lawsuit loan company.
So it’s risk-free legal funding with the lien placed against your pending claim instead of being a debt on you. It’s a non-recourse purchase agreement between a buyer and a seller. This means the contract can not be between a lender and a borrower. Because, in most states like Texas, legal funding is the only allowed pre-settlement finance option, which by definition is not a loan. However, the lesser-known reason you would not get a loan on your pending lawsuit depends on where you live. Like you should not apply for a loan if you do not have any payments or medical bills due that you need to borrow cash now so you can start paying them down. First, we recommend you not apply for a pre-settlement loan if you don’t need money.
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